Trusted Legal Advisors for Financial Transactions, Regulatory Compliance, and Banking Disputes
At Legum, we offer practical, business-oriented legal support across all areas of banking and financial services law in Pakistan. Our team advises banks, financial institutions, fintech companies, and corporate borrowers on transactional structuring, regulatory compliance, and dispute resolution in a dynamic and highly regulated sector.
We have experience advising on secured and unsecured lending, Islamic finance, project finance, debt restructuring, regulatory approvals, and banking-related litigation. Our clients include commercial banks, investment firms, DFIs, NBFCs, and borrowers across sectors including construction, energy, logistics, manufacturing, and technology.
We also provide strategic guidance on compliance with regulatory frameworks issued by the State Bank of Pakistan (SBP), Securities and Exchange Commission of Pakistan (SECP), and other financial regulators.
Our Banking & Finance Services Include:
Lending & Structured Finance
- Drafting and negotiating loan agreements, credit facilities, and syndicated finance documents
- Structuring asset-backed, mortgage-backed, and receivables-based financing
- Advising on security documents, guarantees, and collateral enforcement
Islamic Finance
- Structuring and documenting Shariah-compliant finance products, including Murabaha, Ijarah, Musharakah, and Diminishing Musharakah
- Advising on Islamic securitization and Sukuk issuances
Project & Infrastructure Finance
- Advising lenders and borrowers on project finance in energy, telecom, and infrastructure sectors
- Drafting term sheets, sponsor support agreements, and intercreditor arrangements
Debt Restructuring & Insolvency
- Advising creditors and borrowers on loan restructuring, rescheduling, and workouts
- Representing clients in insolvency-related litigation and banking recovery proceedings
Financial Regulation & Compliance
- Advising on compliance with SBP prudential regulations and SECP rules
- Structuring fintech platforms and digital financial products in compliance with licensing requirements
- Advising on foreign exchange regulations, anti-money laundering (AML), and know-your-customer (KYC) obligations
Banking Litigation & Disputes
- Representing financial institutions and borrowers in recovery suits, loan default litigation, and enforcement of securities
- Handling banking fraud claims, misrepresentation, and disputes arising from letters of credit and guarantees
Why Choose Legum?
- Deep knowledge of Pakistan’s financial regulatory landscape, including SBP and SECP frameworks
- Proven track record advising both lenders and borrowers in complex financing transactions
- Experience in cross-border finance, foreign exchange law, and fintech compliance
- Effective representation in high-value banking disputes and recovery litigation
- Commercial, clear, and strategic advice tailored to financial institutions and corporate borrowers alike
Whether you are seeking legal support for a financing transaction, regulatory approval, fintech platform launch, or litigation involving financial claims, Legum is equipped to deliver responsive and results-driven legal solutions.
Contact us today for trusted counsel on banking and finance law in Pakistan.